Karma, the basis of Cause and Effect, is often a subject that brings up questions. Does our Karmic Debt travel with us? Do we have to pay for that Debt in this lifetime, or can we roll it over to the next? Can we, indeed, fix our Debt in this lifetime?
The answers are all yours to know. Karmic Debt is the direct result of an imbalance in one's life energy; a Cause and Effect. And this Debt will travel with our energy until it finds balance. This means that if we aren't able to balance it in this lifetime, then the Debt will come with us into the next. We can, indeed, roll it over into the next by chance or choice. My question would become at that point, "Do I really want to be paying in another lifetime what I am not paying in this one that I inherited from the last one?" I think not.
And yes, we can indeed fix the imbalance at any point along the way, which means we do have the ultimate say in each of our lifetimes. We are the Captain's of our Ship, so to speak. You can make a huge difference in the life you live in this incarnation...if you choose to. It takes some work, but we're here anyway...why not make the best of it all?
Step up then, and balance the imbalance...pay the Debt and be done with it. To not do so, could mean more of what you already have. The choice - is yours.